Microfinance Suite · In Development
Dena Early Access 2026
Microfinance and loan management for Ugandan lenders — the full loan lifecycle from application to final collection, savings and share accounts, bookkeeping, and portfolio-at-risk reporting. Built for UGX, Ugandan districts and patchy internet.
Now onboarding pilot lenders · Launching 2026
Built for real Ugandan lenders
The Full Loan Lifecycle
Loan applications with client profiles, KYC and next-of-kin
Flexible loan products — amounts, interest, fees, instalments
Approval workflows with guarantors and collateral tracking
Disbursement and collection schedules in UGX
Penalties, restructuring and write-offs handled properly
Savings & Bookkeeping
Savings, share and fixed-deposit accounts
Double-entry accounting with ledgers and journals
Balance sheet, income statement and cash-flow views
Collection sheets and receipts for loan officers
Portfolio & Compliance
Portfolio-at-Risk (PAR 30/60/90) reports out of the box
Arrears aging and defaulter watchlists
Branch and loan-officer performance dashboards
Built-in Ugandan districts, sub-counties and parishes
Offline-first — field work continues without internet
How it works
1. Register your institution and set up your loan products. 2. Loan officers capture clients and applications from the field — online or offline. 3. Managers approve, disburse and monitor the portfolio. 4. Dena keeps the books, flags arrears and produces the reports your board and regulators ask for.
Roadmap to launch
PHASE 1
Core engine
Loan products, client records, disbursements, collections and the accounting core.
PHASE 2
Field operations
Loan-officer app with offline collection, savings accounts and mobile money reconciliation.
PHASE 3
Pilot & launch
Pilot with Ugandan SACCOs and money lenders, then general availability with subscriptions.
Pricing
Subscription pricing will be announced at launch, sized for Ugandan SACCOs, microfinance institutions and money lenders. Pilot partners join free and shape the product. Contact us on WhatsApp to be part of the pilot.